This Annual World-Wide Multi-Trip Travel Insurance covers most problems that you may encounter and will cover your whole family, whenever and wherever they are abroad.
You may purchase the policy in any of the three currencies, however the benefit amount will also be in that currency.
Section
Cover
Sum Insured ( $, € or £ )
Cancellation & Curtailment
If you have to cancel or cut short your trip due to illness, injury, redundancy, jury service, damage to home or police request following burglary, you are covered against loss of travel and accommodation costs.
4,500
Personal Accident
A cash sum for accidental injury resulting in death, loss of sight, loss of limb or permanent disablement.
20,000
Medical and Other Expenses
The cost of hospital and other medical expenses incurred abroad, including additional hotel and repatriation expenses. (H.C. cover limited to $/£/€1,000). Plus a 24 Hour Emergency Service is available at any time, day or night, for immediate assistance.
2,000,000
Emergency Medical Tranportation and/or Repatriation
The A 24 hour assistance number is supplied if you need emergency medical transportation or repatriation.
2,000,000
Hospital Benefit (Not Home Country)
An additional benefit of $/£/€15 per day for each day you spend in a hospital abroad as an in-patient.
600
Baggage and Personal Effects
Covers accidental loss of or damage to your personal effects subject to a limit of $/£/€300 for any one article, pair or set and an overall limit of $/£/€300 for valuables such as cameras, jewellery, furs, etc. Delayed Baggage, up to $/£/€100.
1,500
Money and Documents
Money, travel tickets and travellers' cheques are covered against accidental loss or theft. (Cash Limit $/£/€200).
500
Loss of passport (Not Home Country)
If you lose your passport whilst abroad you are covered for additional travel and accommodation costs incurred in obtaining a replacement.
250
Travel Delay
If your first outward or first return trip is delayed for more than 12 hrs due to adverse weather conditions, mechanical breakdown or industrial action, you are entitled to either (a) $/£/€20 for the first 12 hrs delay and $/£/€10 for each subsequent 12 hrs up to a maximum of $/£/€100 or (b) the cost of the trip if you elect to cancel after 12 hrs.
3,000
Missed Departure (Not Home Country)
Additional travel and accommodation expenses incurred to enable you to reach your destination if you arrive too late at your outward departure point due to failure of public transport or mechanical failure or accident involving the car in which you are travelling.
800
Personal Liability
Covers your legal liability for injury or damage to other people or their property, including legal expenses (subject to English Law).
1,000,000
Legal Expenses
To enable you to pursue your rights against a third party following injury.
10,000
Hijack (Not Home Country)
To pay up to $/£/€50 for each day you are prevented from reaching your destination.
1,000
Principal Conditions
- Health conditions - Underwriting Agents shall not be liable for claims where at the time of taking out this insurance the Insured Person is aware of any medical condition or set of circumstances which could reasonably be expected to give rise to a claim.
- Manual work and hazardous pursuits are excluded.
- Self-inflicted injury or illness, AIDS, alcoholism or drug abuse is excluded.
- Loss or theft of unattended property is not covered.
- Loss or theft not reported to the police within 24 hours of discovery is not covered.
- Excesses - the first $/€/£ 75 of any claim in respect of cancellation or curtailment, medical expenses, baggage, money or winter sports equipment is excluded.
www.jbionline.com is owned and operated by JBI International Insurance Brokers Ltd. Registered in England - Reg. No. 1936834. Registered Office: Andromeda House, Aldermaston, Reading, Berkshire RG7 8AP United Kingdom.
All telephone calls are recorded for training and monitoring purposes.
JBI International Insurance Brokers Ltd. are Authorised and Regulated by the Financial Services Authority. Our firm reference number is 308981.
