Covered Activities

The list below shows the activities covered under each level of cover providing that you act in a reasonable way and use all recommended safety equipment and protective clothing that is necessary.
If you choose Premier cover you will also be covered for activities listed under Standard cover. If your chosen activity is not shown, please contact JBI on +44 (0) 118 970 3781.
The following specific conditions and exclusions apply where highlighted in the sport and activities list below:
(a) Provided you are supervised by a qualified intructor or have subscribed to an accredited organisation for the activity.
(b) Personal Liability cover is excluded.
(c) Personal Accident cover is excluded.
*Other than Ski/Snowboard Racing in military only events in Europe, you are not covered when participating in professional or organised sports, racing, speed or endurance tests.

Standard

• Abseiling (max 100m) (a,c)
• Archery (a,b)
• Black Water Rafting (Grades 1-3) (a)
• Bungee Jumping (max 2 jumps) (a,c)
• Camel/Elephant riding/trekking (b)
• Canoeing/kayaking (inland/coastal, no White Water (a)
• Cycling
• Deep Sea Fishing (a)
• Fell Running/Walking (without ropes, picks or guides)
• Golf
• Gymnastics (a)
• Hiking/Trekking without ropes, picks or guides up to 1500m
• Horse Riding (Hacking only – incidental to trip, no jumping)
• Hot-Air Ballooning (a,b)
• Ice Skating (in-door only)
• Jet Boating (inland/coastal waters, no White Water) (a,b)
• Jet Skiing (inland/coastal waters, no White Water) (a,b)
• Martial Arts (non-contact)
• Motor Biking (full UK licence, up to 125cc and helmet to be worn) (b,c)
• Orienteering (a)
• Paint balling (a,b)
• Parasailing (a)
• Parascending (over water only) (a)
• Rowing/Sculling (inland/coastal waters, no White Water)
• Rifle range shooting (a,b)
• Safari Tours (a)
• Sailing (coastal waters only) (a,b)
• Scuba Diving (30m) (a)
• Snorkelling
• Speed Boating (inland/coastal waters ONLY, no White Water) (a,b)
• Squash
• Surfing (incidental to trip)
• Swimming
• Tennis
• Water Skiing (no jumps) (a,b)
• White Water Rafting (grades 1-3) (a,c)

Premier

• Abseiling (over 100m) (a,c)
• Aerial Safari (a)
• American Football (c)
• Ballooning (a)
• Black Water Rafting (Grades 4-5) (a)
• Bouldering
• Bungee Jumping (3 + jumps) (a,c)
• Canoeing White Water (Grade 1-3) (a)
• Fencing (a,b)
• Football (including 5 a side)
• Go-Karting (a,b)
• Hiking/Trekking without ropes, picks or guides up to 4500m (a)
• Hockey
• Horse Riding/Trekking (main purpose of trip)
• Hunting on foot (a,b,c)
• Ice Hockey
• Jet Boating White Water (Grades 1-2) (a,b)
• Judo
• Kayaking White Water (Grades 1-3) (a)
• Kite Surfing (c)
• Motor Biking (full UK licence, over 125cc and helmet to be worn) (b,c)
• Mountain Biking (off-road) (b,c)
• Parachuting (1 Jump only) (a,b,c)
• Quad Biking (a,b,c)
• Rock Climbing (a,c)
• Rugby (c)
• Sailing outside coastal waters (Europe ONLY) (a,b)
• Scrambling
• Scuba Diving to 50 metres (a)
• Sea Canoeing (coastal waters only)
• Skiing (conventional)
• *Ski Racing (Europe ONLY)
• Snowboarding (conventional)
• *Snowboard Racing (Europe ONLY)
• Surfing (main purpose of trip)
• White Water Rafting (Grades 4-5) (a,c)
• Wind Surfing (main purpose of holiday) (b)
• Yachting outside coastal waters (Europe ONLY) (a,b)