What is Covered

The tables below provide a summary of the cover we offer for Tailored Cover (where you give us the amounts you wish to insure) and Package Cover (where you select one of our levels of cover with pre-set limits of cover).

 

Tailored Cover

Benefit What you are covered for Sum Insured
Military Kit Compulsory section providing new for old protection against accidental loss, damage or theft to your Military Kit & Uniforms anywhere in the world. minimum £1,000
Temporarily Issued Accidental loss of or damage to temporary issue service equipment on personal charge to and for the sole use of the Insured. £2,000
Single Article Limit
Personal Possessions New for old protection against accidental loss, damage or theft of your Personal Possessions anywhere in the world. minimum £2,000
Credit Cards Liability under the terms of any credit card cheque card or cash dispenser card as a direct consequence of the loss of such card and its subsequent unauthorised use by any person not related to the insured. £250
Pedal Cycles Loss or Damage to Bicycles up to and including the amount shown. Cover also available for bicycles in excess of £400. £400
Spectacles Loss or damage to spectacles. Cover available if replacement value is higher than amount shown. £150
House Contents
Loss or damage occurring to your contents while they are in the private residence by the causes stated in the policy wording. minimum £10,000
Tenants Liability (licence to occupy cover) Liability (which is deemed to include theft) arising from any service regulation or tenancy agreement for accidental damage to the building and contents of any living accommodation on charge to and occupied by the Insured occurring anywhere in the world during the period of insurance subject to the policy limits. £20,000
Liability Covers you, your spouse and dependants where applicable against legal liability for injury to others or damage to their property. £1,000,000
Storage Cover Loss or damage to contents whilst in store in any furniture depository or professional storage facility. -
Optional What you are covered for Sum Insured
Pedal Cycles Loss of or damage to Bicycles in excess of £400 replacement value Over £400
Spectacles Loss or damage to Spectacles exceeding £150 replacement value Over £150
Frozen Food Loss of Frozen Food. £250 Limit

Package Cover

Benefit What you are covered for Sum Insured
Military Kit Compulsory section providing new for old protection against accidental loss, damage or theft to your Military Kit & Uniforms anywhere in the world. minimum £2,000
Temporarily Issued Accidental loss of or damage to temporary issue service equipment on personal charge to and for the sole use of the Insured. £2,000
Single Article Limit
Personal Possessions New for old protection against accidental loss, damage or theft of your Personal Possessions anywhere in the world. minimum £2,000
Credit Cards Liability under the terms of any credit card cheque card or cash dispenser card as a direct consequence of the loss of such card and its subsequent unauthorised use by any person not related to the insured. £250
Pedal Cycles Loss or Damage to Bicycles up to and including the amount shown. £400
Spectacles Loss or damage to spectacles up to and including the amount shown. £150
House Contents
Loss or damage occurring to your contents while they are in the private residence by the causes stated in the policy wording. minimum £10,000
Tenants Liability (licence to occupy cover) Liability (which is deemed to include theft) arising from any service regulation or tenancy agreement for accidental damage to the building and contents of any living accommodation on charge to and occupied by the Insured occurring anywhere in the world during the period of insurance subject to the policy limits. £20,000
Liability Covers you, your spouse and dependants where applicable against legal liability for injury to others or damage to their property. £1,000,000


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