What is Covered

Comprehensive policies (subject to terms) indemnify the policyholder for their insurable interest in the car subject to a £250 or £500 excess.

If an accident occurs and the damage is repairable, Tempcover will normally use the Insurer’s approved repairer and procedures. In the event of total loss or write off, Tempcover will usually negotiate with and make any settlement directly to the policyholder. As the policyholder, it will then be your own responsibility to clear any liability to the owner of the car.

The policy does not cover any liability to any party in respect of loss of use or availability of the car. All Comprehensive policies include Accidental Damage, Fire & Theft identified on the policy schedule and have a limit on indemnity in respect of loss of or damage to the car as specified on the Policy Documents you receive.

All Tempcover customers have additional cover in respect of uninsured loss recovery. For full terms, you should refer to the policy wording which can be found in the FAQ article on the Tempcover website and in your Confirmation of Policy email once purchased.

A copy of the summary of cover (key facts) can be found here:

If you are aged between 21 and 25 years of age click here

If you are aged between 26 and 75 years of age click here