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H.M.FORCES
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Sports and Activities

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Annual multi-trip - Automatic cover for Categories A, B and C
Single trip - Automatic cover for Category A only.

The following specific conditions and exclusions apply where highlighted in the sport and activities list below.

(a) Provided you are supervised by a qualified instructor or have subscribed to an accredited organisation for the activity.
(b) Personal Liability cover is excluded
(c) Personal Accident benefit is excluded

Wintersports - Policy Excess: £50

• Off-piste Skiing (providing you are skiing in recognised areas and are aware of local guidelines)
• Snowboarding
• Skiing

JBI TravelCare does not provide cover for any competition, free-styleskiing, ski jumping, ice hockey, use of bobsleighs or skeletons,repetitive travel in ski run helicopters. However please refer to JBI if you require cover for any of these activities.

Category A - Policy Excess: £50

• Abseiling (max 100m) (a,c)
• Angling
• Archery (a,b)
• Badminton
• Black Water Rafting (Grades 1-3) (a)
• Bowling
• Bungee Jumping (max 2 jumps) (a,c)
• Camel/Elephant riding/trekking (b)
• Canoeing/ kayaking (inland/coastal,no White Water(a)
• Clay Pigeon Shooting (a,b)
• Cycling
• Deep Sea Fishing (a)
• Fell Running/Walking (without ropes, picks or other specialist climbing equipment)
• Golf
• Gymnastics (a)
• Hiking / Trekking without ropes, picks or other specialist climbingequipment up to 1500m
• Horse Riding (Hacking only – incidental to trip, no jumping)
• Hot-Air Ballooning (a,b)
• Ice Skating (in-door only)
• Jet Boating / Jet Skiing (inland / coastal waters, no White Water) (a,b)
• Martial Arts (non-contact)
• Motor Biking (full UK licence, up to 125cc and helmet to be worn) (b,c)
• Orienteering (a)
• Outward Bound (a)
• Paint balling (a,b)
• Parasailing (a)
• Parascending (over water only) (a)
• Rambling
• Roller Skating/Blading (no stunting)
• Rowing/Sculling (inland/coastal waters, no White Water)
• Rifle range shooting (a,b)
• Safari Tours (a)
• Sailing (coastal waters only) (a,b)
• scuba diving (30m) (a)
• Snorkelling
• Speed Boating (inland/coastal waters ONLY, no White Water) (a,b)
• Squash
• Surfing (incidental to trip)
• Swimming
• Table Tennis
• Ten Pin Bowling
• Tennis
• Volleyball
• Water Skiing (no jumps) (a,b)
• White Water Rafting (grades 1-3) (a,c)
• Wind Surfing (b)
• Yachting (coastal waters only) (a,b) -

Category B - Policy Excess: £100

• Abseiling (over 100m) (a,c)
• Aerial Safari (a)
• American Football (c)
• Ballooning (a)
• Black Water Rafting (Grades 4-5) (a)
• Bouldering
• Bungee Jumping (3 + jumps) (a,c)
• Canoeing White Water (Grade 1-3) (a)
• Football (including 5 a side)
• Go-Karting (a,b)
• Hiking / Trekking without ropes, picks or other specialist climbingequipment up to 3000m (a)
• Hockey
• Horse Riding/Trekking (main purpose of trip)
• Hunting on foot (a,b,c)
• Jet Boating / Jet Skiing White Water (Grades 1-2) (a,b)
• Kayaking White Water (Grades 1-3)(a)
• Kite Surfing (c)
• Motor Biking (full UK licence, over 125cc and helmet to be worn) (b,c)
• Mountain Biking (off-road) (b,c)
• Parachuting (1 Jump only) (a,b,c)
• Quad Biking (a,b,c)
• Rugby (c)
• Sailing outside coastal waters (Europe ONLY) (a,b)
• Scrambling
• Sea Canoeing (coastal waters only)
• Surfing (main purpose of trip)
• White Water Rafting (Grades 4-5) (a,c)
• War Games (a,b)
• Wind Surfing (main purpose of holiday) (b)
• Yachting outside coastal waters (Europe ONLY) (a,b)

Category C - Policy Excess: £150

• Fencing (a,b)
• Hiking / Trekking without ropes, picks or other specialist climbingequipment up to 4500m (a)
• Ice Hockey
• Judo (a)
• Rock Climbing (a,c)
• scuba diving to 50 metres (a)
• Show jumping (a,b,c)
• Weightlifting

Refer to JBI

• Bobsleigh
• Canyoning
• Caving
• Flying
• Glacier Crossing
• Gliding
• Hang gliding
• Heli Skiing
• Ice Climbing
• Kite Surfing
• Luge
• Micro-lighting
• Mountaineering
• Parachuting/Skydiving (more than 1 jump)
• Parascending
• Potholing
• Shark Diving
• Skeleton Bobsleigh
• Ski Snowboard Racing (non professional)
• Ski Touring
• Trekking over 4,500m
• Via Ferrata
• Yachting - involving racing / crewing / tall ships / ocean crossing(excluding all or part of round the world trips)

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