| Section of cover | Exclusive | Premium | Summary of cover | Excess |
| Illness & accident | £4,000 | £4,000 | Vet'sfees for every illness and accident including euthanasia but excludingwhelping, non-essential hospitalisation, boarding and travel expenses. | £50 per condition |
| Behavioural problems | £300 | £100 | If your vet refers your pet to a specialist for training, PetCare will cover the cost up to the value of £300. | No excess |
| Accidental damage | £750 | £300 | Damage caused by your pet where there is no legal liability on you to pay, but we agree there is a moral obligation to do so. | £100 per incident |
| Boarding fees | £750 | £500 | Ifyou have to go into hospital for more than 4 days and have to placeyour pet in a boarding kennel/cattery PetCare covers the cost up to thevalue of £75. | No excess |
| Daily minding | £75 (max £5 perday) | £75 (max £5 perday) | Wewill pay towards the cost of somebody who does not live with youlooking after your pet if you are hospitalised for more than four daysup to the value of £75. | No excess |
| Holiday cancellation | £1,500 | £750 | Wewill pay cancellation costs of your holiday should your pet requirelife-saving surgery within seven days prior to your departure onholiday. | No excess |
| Advertising & reward | £750 | £350 | PetCarecovers the cost of advertising and reward to recover lost petsdepending on the plan chosen. If your pet is not recovered a claimunder Loss by theft or straying may be made. | No excess |
| Cats | | | | |
| Early death | £750 or purchase price if lower
| Accidental death only £250 or purchase price if lower
| Shouldyour cat die accidentally at any age, or from illness up to the age ofeight years, the purchase price to a maximum of £750 (depending onplan) will be reimbursed. | No excess |
| Loss by theft or straying | £250 or purchase price if lower
| £250 or purchase price if lower | Should your cat become lost or stolen the purchase price to a maximum of £250 will be reimbursed after a period of 30 days. | No excess |
Dogs
| | | | |
| Early death | £750 or purchase price if lower | Accidental death only £300 or purchase price if lower | Shouldyour dog die accidentally at any age, or from illness up to the age of8 years,(six years with Specific Breeds), the purchase price to amaximum of £750 (depending on plan) will be reimbursed. | No excess |
| Loss by theft or straying | £1,000 or purchase price if lower | £350 or purchase price if lower | Shouldyour dog become lost or stolen the purchase price to a maximum of£1,000 (depending on plan) will be reimbursed after a period of 30 days. | No excess |
| Third party claims | £2,000,000 | £2,000,000 | Automatic cover of up to £2,000,000 including legal costs should your dog cause damage or injury to a third party. | £250 per incident |