Individual Annual Renewable Life Plans
For expatriates who require flexibility of life cover
We offer the William Russell Global Life policy, which provides international life insurance to expatriates. The market for expatriate life insurance is very limited, and we have found the William Russell policy to offer the widest acceptance criteria along with the flexibility of an annually renewable life insurance plan.
Who can apply for cover?
You can apply for cover if you are a working expatriate between the age of 18 and 64, in good health, and in a non-hazardous occupation. Once you have a Global Life plan, you can continue to renew it until you reach age 65.
How much life cover can I buy?
Global Life lets you choose the cash lump sum your family would need to protect their financial future without you. This could be any amount of up to 20 times your current annual salary, subject to a maximum of £900,000 or $1,500,000 or €1,200,000 or AED 5,505,000. Many people choose a sum relevant to any large debts they may have, like a mortgage.
Who are the Insurers?
The insurer of the Global Life plan is Allianz. With approximately 142,000 employees worldwide, the Allianz Group serves more than 78 million customers in about 70 countries.
William Russell offer a quick quote facility, which can be accessed by clicking on the get a quote button below.
- Quick quote available online
- Premium increases each year with each birthday up to 64 years attained
- Flexible as annual rather than longer term contract
- Maximum sum assured £900,000 or U.S. $1.5 million or €1.2 million or AED 5,505,000
- Premium rates are unisex and do not vary for smoker or non smoker
- Personal Accident & Income Protection available as optional extras
