What Is Covered
The overseas contents and personal possessions cover that we offer is arranged by the Jelf Group and underwritten through Lloyds of London. It is designed for people who are residing outside of their home country.
You select the amount of cover you want by either choosing our standard plan, with a split of £7,500 for home contents and £2,500 for personal possessions or by opting for the tailored plan, where we can cover all your home contents and personal possessions or just personal possessions e.g. laptop, camera and clothing (subject to a minimum sum insured of £3,000).
We can not cover expatriates living in, USA, Canada, Japan or Zimbabwe and any countries appearing on the
HM Treasury financial sanctions list.
| Standard Plan | Tailored Plan |
|---|---|
| *Contents £7,500 only | Contents Min £3,000 if required |
| *Personal Possessions (All Risks) £2,500 only | Personal Possessions (All Risks) Min £3,000 if required |
| Policy Excess £100 | Policy Excess £50 |
| Evidence of Value for individual valuables over £1,000 | Evidence of Value for individual valuables over £500 |
| Personal Liability, Limit of Indemnity £500,000 | Personal Liability, Limit of Indemnity £500,000 |
| Personal Money, Sum insured £300 | Personal Money, Sum insured £300 |
| *Additional Units can be purchased to increase contents or personal possessions slightly. If you have much more to insure, we will quote on the tailored plan for you. |
